present value  
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present value - the value in the present of a sum of money, in contrast to some future value it will have when it has been invested at compound interest.
Formula: PV = FV/(1 + i)n
where I is the interest rate per period, PV = Present Value, and FV = Future Value

(2,3)(4,5)(6,7)(8,9) represents a function
(2,3)(4,5)(6,7)(8,9) represents a function Domain is the x-values: x = (2, 4, 6, 8) Range is the y-values: y = (3, 5, 7, 9) The function y, or f(x) is: y = x + 1 where x = (2, 4, 6, 8) Test this function for x = 2: y = 2 + 1 y = 3 Test this function for x = 4: y = 4 + 1 y = 5 Test this function for x = 6: y = 6 + 1 y = 7 Test this function for x = 8: y = 8 + 1 y = 9

2 cards have different expressions written on them.: 5y - 2 and 3y + 10. for what value of y do the
2 cards have different expressions written on them.: 5y - 2 and 3y + 10. for what value of y do the 2 cards represent the same number? If they have the same number, we set them equal to each other and solve for y: 5y - 2 = 3y + 10 To solve for y, we [URL='http://5y - 2 = 3y + 10']type this expression in our search engine [/URL]and we get: y = [B]6[/B]

7/4 yards represents 4/5 of the full length of rope. Find the length of the entire jump rope.
7/4 yards represents 4/5 of the full length of rope. Find the length of the entire jump rope. Let the entire jump rope length be l. We're given the proportion: 4l/5 = 7/4 We type this in our search engine and our [URL='https://www.mathcelebrity.com/prop.php?num1=4l&num2=7&den1=5&den2=4&propsign=%3D&pl=Calculate+missing+proportion+value']proportion calculator[/URL] solves for l to get: l = [B]2.1875 yards[/B]

A $675 stereo receiver loses value at a rate of about $18 per month The equation y = 675 - 18x repre
A $675 stereo receiver loses value at a rate of about $18 per month The equation y = 675 - 18x represents the value of the receiver after x months. Identify and interpret the x- and y-intercepts. Explain how you can use the intercepts to help you graph the equation y = 675 - 18x The y-intercept is found when x is 0: y = 675 - 18(0) y = 675 - 0 y = 675 The x-intercept is found when y is 0: 0 = 675 - 18x [URL='https://www.mathcelebrity.com/1unk.php?num=675-18x%3D0&pl=Solve']Typing this equation into our search engine[/URL], we get: x = 37.5

a rectangle has a length of x-7 and a width of x + 5. Write an expression that represents the area o
a rectangle has a length of x-7 and a width of x + 5. Write an expression that represents the area of the rectangle in terms of x. Area of a rectangle (A) with length(l) and width (w) is expressed as follows: A = lw Plugging in our values given above, we have: [B]A = (x - 7)(x + 5)[/B]

After 5 years, a car is worth $22,000. It’s value decreases by $1,500 a year, which of the following
After 5 years, a car is worth $22,000. It’s value decreases by $1,500 a year, which of the following equations could represent this situation? Group of answer choices Let y be the number of years since 5 years. Our Book value B(y) is: [B]B(y) = 22,000 - 1500y[/B]

An interior designer charges $100 to visit a site, plus $55 to design each room. Identify a function
An interior designer charges $100 to visit a site, plus $55 to design each room. Identify a function that represents the total amount he charges for designing a certain number of rooms. What is the value of the function for an input of 6, and what does it represent? [U]Set up the cost function C(r) where r is the number of room to design:[/U] C(r) = Cost per room * r + Site Visit Fee C(r) = 55r + 100 [U]Now, the problem asks for an input of 6, which is [I]the number of rooms[/I]. So we want C(6) which is the [I]cost to design 6 rooms[/I]:[/U] C(6) = 55(6) + 100 C(6) = 330 + 100 C(6) = [B]430[/B]

Annuities
Free Annuities Calculator - Solves for Present Value, Accumulated Value (Future Value or Savings), Payment, or N of an Annuity Immediate or Annuity Due.

Annuity that pays 6.6% compounded monthly. If $950 is deposited into this annuity every month, how m
Annuity that pays 6.6% compounded monthly. If $950 is deposited into this annuity every month, how much is in the account after 7 years? How much of this is interest? Let's assume payments are made at the end of each month, since the problem does not state it. We have an annuity immediate formula. Interest rate per month is 6.6%/12 = .55%, or 0.0055. 7 years * 12 months per year gives us 84 deposits. Using our [URL='http://www.mathcelebrity.com/annimmpv.php?pv=&av=&pmt=950&n=84&i=0.55&check1=1&pl=Calculate']present value of an annuity immediate calculator[/URL], we get the following: [LIST=1] [*]Accumulated Value After 7 years = [B]$101,086.45[/B] [*]Principal = 79,800 [*]Interest Paid = (1) - (2) = 101,086.45 - 79,800 = [B]$21,286.45[/B] [/LIST]

Arithmetic Annuity
Free Arithmetic Annuity Calculator - Calculates the Present Value, Accumulated Value (Future Value), First Payment, or Arithmetic Progression of an Increasing or Decreasing Arithmetic Annuity Immediate.

Arithmetic Perpetuities
Free Arithmetic Perpetuities Calculator - Solves for Present Value, First Payment, Arithmetic Payment, or Interest rate for an Arithmetic Perpetuity Immediate or Due

ason decided that he will sell his stocks if their values per share (x) goes below $5 or above $15.
Jason decided that he will sell his stocks if their values per share (x) goes below $5 or above $15. Write a compound inequality represents the values at which Jason will sell his stocks? Below $5 is also known as less than $5: x < 5 Above $15 is also known as greater than $15 x > 15 We write the compound inequality: [B]x < 5 U x > 15[/B]

Continuous Annuity
Free Continuous Annuity Calculator - Determines the Present Value and Accumulated Value of a Continuous Annuity

Dividend Discount Model
Free Dividend Discount Model Calculator - This calculator determines the present value of dividends using the Dividend Discount Model.

does the equation y= x/3 represent a direct variation? If so, state the value of k
does the equation y= x/3 represent a direct variation? If so, state the value of k [B]Yes[/B], it's a direct variation equation. We rewrite this as: y = 1/3 * x So k = 1/3, and y varies directly as x.

Finance
1) [URL='http://www.mathcelebrity.com/npv.php?matrix1=0%2C-8000%0D%0A1%2C3500%0D%0A2%2C3500%0D%0A3%2C3500%0D%0A&irr=8&pl=NPV']Net present value[/URL] = $1,019.85 [URL='http://www.mathcelebrity.com/npv.php?matrix1=0%2C-8000%0D%0A1%2C3500%0D%0A2%2C3500%0D%0A3%2C3500&irr=8&pl=IRR']IRR[/URL] = 14% I need a reinvestment rate from you for [URL='http://www.mathcelebrity.com/mirr.php']MIRR shown here[/URL] Yes, we should pursue the project since NPV > 0 2) [URL='http://www.mathcelebrity.com/npv.php?matrix1=0%2C-8000%0D%0A1%2C5000%0D%0A2%2C5000&irr=8&pl=NPV']Net present value[/URL] = $916.32 Buy A as it has the higher net present value.

Geometric Annuity Immediate
Free Geometric Annuity Immediate Calculator - Given an immediate annuity with a geometric progression, this solves for the following items
1) Present Value
2) Accumulated Value (Future Value)
3) Payment

How much is $100 per month forever at 12% per year worth today?
This is a perpetuity with payments assumed at the end of each month. 12% per year = 12/12 = 1% per month The present value of a perpetuity with payments at the end of the month is: Payment/I Plugging in our values, we get: 100/0.01 10,000 [MEDIA=youtube]FFAJnJyAHjw[/MEDIA]

If 2 inches is about 5 centimeters, how many inches are in 25 centimeters? Choose the proportions th
If 2 inches is about 5 centimeters, how many inches are in 25 centimeters? Choose the proportions that accurately represent this scenario. We set up a proportion of inches to centimeters where i is the number of inches in 25 centimeters: 2/5 = i/25 To solve this proportion for i, we [URL='https://www.mathcelebrity.com/prop.php?num1=2&num2=i&den1=5&den2=25&propsign=%3D&pl=Calculate+missing+proportion+value']type it in our math engine[/URL] and we get: i = [B]10[/B]

Jack bought a car for $17,500. The car loses $750 in value each year. Which equation represents the
Jack bought a car for $17,500. The car loses $750 in value each year. Which equation represents the situation? Let y be the number of years since Jack bought the car. We have a Book value B(y): [B]B(y) = 17500 - 750y[/B]

Kaitlin is a software saleswoman. Let y represent her total pay (in dollars). Let x represent the nu
Kaitlin is a software saleswoman. Let y represent her total pay (in dollars). Let x represent the number of copies of Math is Fun she sells. Suppose that x and y are related by the equation 2500+110x=y. What is Kaitlin totalm pay if she doesnt sell any copies of Math is Fun? We want the value of y when x = 0. y = 2500 + 110(o) y = 2500 + 0 [B]y = 2500[/B]

Lois is purchasing an annuity that will pay $5,000 annually for 20 years, with the first annuity pay
Lois is purchasing an annuity that will pay $5,000 annually for 20 years, with the first annuity payment made on the date of purchase. What is the value of the annuity on the purchase date given a discount rate of 7 percent? This is an annuity due, since the first payment is made on the date of purchase. Using our [URL='http://www.mathcelebrity.com/annimmpv.php?pv=&av=&pmt=5000&n=20&i=7&check1=2&pl=Calculate']present value of an annuity due calculator[/URL], we get [B]56,677.98[/B].

Net Present Value (NPV) - Internal Rate of Return (IRR) - Profitability Index
Free Net Present Value (NPV) - Internal Rate of Return (IRR) - Profitability Index Calculator - Given a series of cash flows Ct at times t and a discount rate of (i), the calculator will determine the Net Present Value (NPV) at time 0, also known as the discounted cash flow model.
Profitability Index
Also determines an Internal Rate of Return (IRR) based on a series of cash flows. NPV Calculator

On a map, every 5 cm represents 250 kilometres. What distance would be represented by a 3 cm line?
On a map, every 5 cm represents 250 kilometres. What distance would be represented by a 3 cm line? We set up a proportion of map cm distance to kilometers where k is the kilometers represented by a 3cm line 5/250 = 3/k To solve this proportion for k, we [URL='https://www.mathcelebrity.com/prop.php?num1=5&num2=3&den1=250&den2=k&propsign=%3D&pl=Calculate+missing+proportion+value']type it in our search engine[/URL] and we get: k = [B]150[/B]

On a particular road map, 1/2 inch represents 18 miles. About how many miles apart are 2 towns that
On a particular road map, 1/2 inch represents 18 miles. About how many miles apart are 2 towns that are 2 1/2 inches apart on this map? A) 18 B) 22 1/2 C) 36 D) 45 E) 90 Set up a proportion of inches to miles where m is the number of miles for 2 1/2 inches. Note: 1/2 = 0.5 and 2 1/2 = 2.5 0.5/18 = 2.5/m [URL='https://www.mathcelebrity.com/prop.php?num1=0.5&num2=2.5&den1=18&den2=m&propsign=%3D&pl=Calculate+missing+proportion+value']Typing this proportion into the search engine[/URL], we get: [B]m = 90 Answer E[/B]

Penelope and Owen work at a furniture store. Penelope is paid $215 per week plus 3.5% of her total s
Penelope and Owen work at a furniture store. Penelope is paid $215 per week plus 3.5% of her total sales in dollars, xx, which can be represented by g(x)=215+0.035x. Owen is paid $242 per week plus 2.5% of his total sales in dollars, xx, which can be represented by f(x)=242+0.025x. Determine the value of xx, in dollars, that will make their weekly pay the same. Set the pay functions of Owen and Penelope equal to each other: 215+0.035x = 242+0.025x Using our [URL='http://www.mathcelebrity.com/1unk.php?num=215%2B0.035x%3D242%2B0.025x&pl=Solve']equation calculator[/URL], we get: [B]x = 2700[/B]

Penny bought a new car for $25,000. The value of the car has decreased in value at rate of 3% each
Penny bought a new car for $25,000. The value of the car has decreased in value at rate of 3% each year since. Let x = the number of years since 2010 and y = the value of the car. What will the value of the car be in 2020? Write the equation, using the variables above, that represents this situation and solve the problem, showing the calculation you did to get your solution. Round your answer to the nearest whole number. We have the equation y(x): y(x) = 25,000(0.97)^x <-- Since a 3 % decrease is the same as multiplying the starting value by 0.97 The problem asks for y(2020). So x = 2020 - 2010 = 10. y(10) = 25,000(0.97)^10 y(10) = 25,000(0.73742412689) y(10) = [B]18,435.60[/B]

People with a drivers license are at least 16 years old and no older than 85 years old
People with a drivers license are at least 16 years old and no older than 85 years old. Set up the inequality, where p represents the people: [LIST=1] [*]The phrase [I]at least[/I] means greater than or equal to. So we use the >= sign. 16 <= p [*]The phrase [I]no older than[/I] means less than or equal to. So we use the <= sign. p <= 85 [/LIST] Combine these inequalities, and we get: [B]16 <= p <= 85[/B] To see the interval notation for this inequality and all possible values, visit the [URL='https://www.mathcelebrity.com/interval-notation-calculator.php?num=16%3C%3Dp%3C%3D85&pl=Show+Interval+Notation']interval notation calculator[/URL].

Perpetuities
Free Perpetuities Calculator - Solves for Present Value, Payment, or Interest rate for a Perpetuity Immediate or a Perpetuity Due.

Perpetuity
Free Perpetuity Calculator - Walks you through the definition of a perpetuity, the present value of a perpetuity immediate, and the present value of a perpetuity due.

Point P is located at -15 and point Q is located at 6 on a number line. Which value would represent
Point P is located at -15 and point Q is located at 6 on a number line. Which value would represent point T, the midpoint of PQ? Using our [URL='https://www.mathcelebrity.com/mptnline.php?ept1=-15&empt=&ept2=6&pl=Calculate+missing+Number+Line+item']midpoint calculator[/URL], we get: T = [B]-4.5[/B]

Students stuff envelopes for extra money. Their initial cost to obtain the information for the job w
Students stuff envelopes for extra money. Their initial cost to obtain the information for the job was $140. Each envelope costs $0.02 and they get paid $0.03per envelope stuffed. Let x represent the number of envelopes stuffed. (a) Express the cost C as a function of x. (b) Express the revenue R as a function of x. (c) Determine analytically the value of x for which revenue equals cost. a) Cost Function [B]C(x) = 140 + 0.02x[/B] b) Revenue Function [B]R(x) = 0.03x[/B] c) Set R(x) = C(x) 140 + 0.02x = 0.03x Using our [URL='http://www.mathcelebrity.com/1unk.php?num=140%2B0.02x%3D0.03x&pl=Solve']equation solver[/URL], we get x = [B]14,000[/B]

Suppose we need 4 eggs to make a cake. If there are 24 eggs, write an inequality representing the po
Suppose we need 4 eggs to make a cake. If there are 24 eggs, write an inequality representing the possible number of cakes we can make. Set up a proportion of eggs to cakes where c is the number of cakes per 24 eggs: 4/1 <= 24/c [URL='https://www.mathcelebrity.com/prop.php?num1=4&num2=24&den1=1&den2=c&propsign=%3C&pl=Calculate+missing+proportion+value']Typing this proportion inequality into our search engine[/URL], we get: [B]c <= 6[/B]

The first significant digit in any number must be 1, 2, 3, 4, 5, 6, 7, 8, or 9. It was discovered t
The first significant digit in any number must be 1, 2, 3, 4, 5, 6, 7, 8, or 9. It was discovered that first digits do not occur with equal frequency. Probabilities of occurrence to the first digit in a number are shown in the accompanying table. The probability distribution is now known as Benford's Law. For example, the following distribution represents the first digits in 231 allegedly fraudulent checks written to a bogus company by an employee attempting to embezzle funds from his employer. Digit, Probability 1, 0.301 2, 0.176 3, 0.125 4, 0.097 5, 0.079 6, 0.067 7, 0.058 8, 0.051 9, 0.046 [B][U]Fradulent Checks[/U][/B] Digit, Frequency 1, 36 2, 32 3, 45 4, 20 5, 24 6, 36 7, 15 8, 16 9, 7 Complete parts (a) and (b). (a) Using the level of significance α = 0.05, test whether the first digits in the allegedly fraudulent checks obey Benford's Law. Do the first digits obey the Benford's Law?
Yes or No Based on the results of part (a), could one think that the employe is guilty of embezzlement? Yes or No Show frequency percentages Digit Fraud Probability Benford Probability 1 0.156 0.301 2 0.139 0.176 3 0.195 0.125 4 0.087 0.097 5 0.104 0.079 6 0.156 0.067 7 0.065 0.058 8 0.069 0.051 9 0.03 0.046 Take the difference between the 2 values, divide it by the Benford's Value. Sum up the squares to get the Test Stat of 2.725281277 Critical Value Excel: =CHIINV(0.95,8) = 2.733 Since test stat is less than critical value, we cannot reject, so [B]YES[/B], it does obey Benford's Law and [B]NO[/B], there is not enough evidence to suggest the employee is guilty of embezzlement.

The margarita is one of the most common tequila-based cocktails, made with tequila, triple sec, and
The margarita is one of the most common tequila-based cocktails, made with tequila, triple sec, and lime juice, often served with salt on the glass rim. A manager at a local bar is concerned that the bartender is not using the correct amounts of the three ingredients in more than 50% of margaritas. He secretly observed the bartender and found that he used the CORRECT amounts in only 9 out of the 39 margaritas in the sample. Use the critical value approach to test if the manager's suspicion is justified at ? = 0.10. Let p represent the proportion of all margaritas made by the bartender that have INCORRECT amounts of the three ingredients. Use Table 1. a. Select the null and the alternative hypotheses. [B]H0: p ? 0.50; HA: p > 0.50[/B] [B][/B] b. Calculate the sample proportion. (Round your answer to 3 decimal places.) 9/39 = [B]0.231 [/B] c. Calculate the value of test statistic. (Round your intermediate calculations to 4 decimal places and final answer to 2 decimal places.) Using our [URL='http://www.mathcelebrity.com/proportion_hypothesis.php?x=9&n=39&ptype=%3C&p=+0.5&alpha=+0.10&pl=Proportion+Hypothesis+Testing']proportion hypothesis calculator[/URL], we get: [B]Test Stat = -3.36[/B] [B][/B] d. Calculate the critical value. (Round your answer to 2 decimal places.) Using the link above, we get a critical value of [B]1.2816 [/B] e. What is the conclusion? [B]The manager’s suspicion is not justified since the value of the test statistic does not fall in the rejection region. Do not reject H0[/B] [B][/B]

The ordered pairs (8,12), (16, 24), (x, 21), (26, y ) represent a proportional relationship. Find th
The ordered pairs (8,12), (16, 24), (x, 21), (26, y ) represent a proportional relationship. Find the value of x and the value of y. 12/8 = 1.5 24/16 = 1.5 So we have our proportion; y/x = 1.5 or 3/2 [U]For (x, 21), we have:[/U] 21/x = 3/2 [URL='https://www.mathcelebrity.com/prop.php?num1=21&num2=3&den1=x&den2=2&propsign=%3D&pl=Calculate+missing+proportion+value']Type this proportion into our search engine[/URL] and we get: x = [B]14[/B] For (26, y), we have: y/26 = 3/2 [URL='https://www.mathcelebrity.com/prop.php?num1=y&num2=3&den1=26&den2=2&propsign=%3D&pl=Calculate+missing+proportion+value']Type this proportion into our search engine[/URL] and we get; y = [B]39[/B]

The value of a stock begins at $0.07 and increases by $0.02 each month. Enter an equation representi
The value of a stock begins at $0.07 and increases by $0.02 each month. Enter an equation representing the value of the stock v in any month m. Set up our equation v(m): [B]v(m) = 0.07 + 0.02m[/B]

You are buying boxes of cookies at a bakery. Each box of cookies costs $4. In the equation below, c
You are buying boxes of cookies at a bakery. Each box of cookies costs $4. In the equation below, c represents the number of boxes of cookies you buy, and d represents the amount the cookies will cost you (in dollars). The relationship between these two variables can be expressed by the following equation: d=4c. Identify the dependent and independent variables. [B]The variable d is dependent, and c is independent since the value of d is determined by c.[/B]

You deposit $750 in an account that earns 5% interest compounded quarterly. Show and solve a functio
You deposit $750 in an account that earns 5% interest compounded quarterly. Show and solve a function that represents the balance after 4 years. The Accumulated Value (A) of a Balance B, with an interest rate per compounding period (i) for n periods is: A = B(1 + i)^n [U]Givens[/U] [LIST] [*]4 years of quarters = 4 * 4 = 16 quarters. So this is t. [*]Interest per quarter = 5/4 = 1.25% [*]Initial Balance (B) = 750. [/LIST] Using our [URL='https://www.mathcelebrity.com/compoundint.php?bal=750&nval=16&int=5&pl=Quarterly']compound balance interest calculator[/URL], we get the accumulated value A: [B]$914.92[/B]

“The shortest person in a class is 55 inches tall and tallest person in that class is 75 inches tall
The shortest person in a class is 55 inches tall and tallest person in that class is 75 inches tall. write an absolute value equation that requires the minimum and maximum height. Use X to represent heights. We write our inequality as: [B]55 <= X <= 75[/B]